VSYK CHITS
VSYKCHITSTrusted Since Day One
Chit Schemes

Find the plan that matches your milestone.

Curated schemes for every stage — from your very first chit to premium family corpus. Browse, compare, and join in minutes.

Sunrise Series

Sunrise · 1L

Chit value · ₹1.00 L

Monthly₹5.0K
Tenure20 mo
Members20
  • Perfect first chit
  • Quick auctions
  • Low entry barrier
Popular

Horizon Series

Horizon · 2L

Chit value · ₹2.00 L

Monthly₹10.0K
Tenure20 mo
Members20
  • Most popular
  • School & medical use cases
  • Strong dividends

Summit Series

Summit · 5L

Chit value · ₹5.00 L

Monthly₹20.0K
Tenure25 mo
Members25
  • Home down-payments
  • Wedding planning
  • Higher pool

Venture Series

Venture · 10L

Chit value · ₹10.00 L

Monthly₹33.3K
Tenure30 mo
Members30
  • Working capital
  • Business expansion
  • Higher bid ceilings

Horizon Series

Horizon · 3L

Chit value · ₹3.00 L

Monthly₹12.5K
Tenure24 mo
Members24
  • Higher education
  • Family vacations
  • Balanced tenure

Elite Series

Elite · 25L

Chit value · ₹25.00 L

Monthly₹83.3K
Tenure30 mo
Members30
  • Premium member pool
  • Large life goals
  • Concierge support

Sunrise Series

Sunrise · 2L

Chit value · ₹2.00 L

Monthly₹8.3K
Tenure24 mo
Members24
  • Salaried-friendly
  • Lighter monthly load
  • Beginner-tier

Venture Series

Venture · 15L

Chit value · ₹15.00 L

Monthly₹50.0K
Tenure30 mo
Members30
  • Inventory & expansion
  • MSME-aligned
  • Auction priority
Side-by-side

Compare the most popular picks.

Three schemes our members love most — laid out so you can see the trade-offs at a glance.

CompareSunrise · 1LHorizon · 2LPopularSummit · 5L
Monthly installment₹5,000₹10,000₹20,000
Tenure20 months20 months25 months
Members202025
Dividend earningModerateStrongStrong
Best forFirst chitFamily savingsBig milestones
Plan in 10 seconds

See your savings, at a glance.

Pick a chit value and tenure. We'll show you the monthly contribution and your estimated dividend share.

Chit Calculator

Instant. No signup needed.

₹5,00,000
₹1 L₹50 L
20 months
1040

Illustrative figures. Final installments & dividends depend on the chosen scheme and auction outcomes each month.

Estimated

Monthly installment

₹25,000

paid each month for 20 months

Estimated dividend share

₹20,000

over the chit lifetime when you don't bid

Common questions

Everything you wanted to ask.

From beginners to long-time members — here's what people ask us most often. Need more clarity? Talk to an advisor.

A chit fund is a community savings scheme where a fixed group contributes a set amount each month. The pooled amount is then awarded each cycle to the member who places the lowest bid — and everyone else earns a share of the discount as a dividend.